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	<title>sandiegomortgagefinder.com &#187; San Diego Mortgage Credit Tips</title>
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	<link>http://www.sandiegomortgagefinder.com</link>
	<description>&#34;San Diego&#039;s Best Mortgage Planning Solution&#34;</description>
	<lastBuildDate>Tue, 29 Nov 2011 00:39:43 +0000</lastBuildDate>
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		<title>Validation of Debt Can Help Your FICO Score So That Qualifying for a San Diego Mortgage Can be Within Reach</title>
		<link>http://www.sandiegomortgagefinder.com/validation-of-debt-can-help-your-fico-score-so-that-qualifying-for-a-san-diego-mortgage-can-be-within-reach/</link>
		<comments>http://www.sandiegomortgagefinder.com/validation-of-debt-can-help-your-fico-score-so-that-qualifying-for-a-san-diego-mortgage-can-be-within-reach/#comments</comments>
		<pubDate>Wed, 23 Feb 2011 20:00:08 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=228</guid>
		<description><![CDATA[                                                                                                                                                                       02/23/2011 Many of the ways that we used in the past to increase FICO scores cause more harm than good with the current rules for lending but we do still have a few powerful tools that can increase scores quickly to help you buy your San Diego dream home.  One of these techniques is [...]]]></description>
		<wfw:commentRss>http://www.sandiegomortgagefinder.com/validation-of-debt-can-help-your-fico-score-so-that-qualifying-for-a-san-diego-mortgage-can-be-within-reach/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>The Actual Cost of Waiting for San Diego Home Prices to Drop More</title>
		<link>http://www.sandiegomortgagefinder.com/the-actual-cost-of-waiting-for-san-diego-home-prices-to-drop-more/</link>
		<comments>http://www.sandiegomortgagefinder.com/the-actual-cost-of-waiting-for-san-diego-home-prices-to-drop-more/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 15:31:52 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Homes for Sale]]></category>
		<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[H.U.D.]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=162</guid>
		<description><![CDATA[Yesterday on the radio show (thank you again Jeff for having me on) I mentioned how home buyers who are waiting to see if San Diego Real Estate prices will drop more  might be missing the boat on the total cost of waiting.  Here is a quick example on how interest rate can affect the [...]]]></description>
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		<slash:comments>12</slash:comments>
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		<item>
		<title>I will be on the radio tonight talking about San Diego Mortgage and Real Estate</title>
		<link>http://www.sandiegomortgagefinder.com/i-will-be-on-the-radio-tonight-talking-about-san-diego-mortgage-and-real-estate/</link>
		<comments>http://www.sandiegomortgagefinder.com/i-will-be-on-the-radio-tonight-talking-about-san-diego-mortgage-and-real-estate/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 18:55:32 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Homes for Sale]]></category>
		<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[San Diego Mortgage Underwriting]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[H.U.D.]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=154</guid>
		<description><![CDATA[If you are in front of your radio tonight between 6 and 7 tune in to 107.9 FM to hear the radio show.  If not you can hear the show live online at www.my1079.com by clicking the listen now button.  I will be speaking about San Diego Real Estate and Mortgage market with Jeff Campbell [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Another Short Video on How to Get the Highest FICO Score.</title>
		<link>http://www.sandiegomortgagefinder.com/another-short-video-on-how-to-get-the-highest-fico-score/</link>
		<comments>http://www.sandiegomortgagefinder.com/another-short-video-on-how-to-get-the-highest-fico-score/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 17:28:35 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[San Diego Mortgage Underwriting]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=129</guid>
		<description><![CDATA[Here is another short video from Kim at Credit Plus on how to make sure your FICO score is as high as possible.  Having a high score is more important than ever when you are applying for a credit card, car loan or a new San Diego home mortgage.  If you have any questions give [...]]]></description>
		<wfw:commentRss>http://www.sandiegomortgagefinder.com/another-short-video-on-how-to-get-the-highest-fico-score/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>San Diego Home Mortgage Credit tips Video pt1</title>
		<link>http://www.sandiegomortgagefinder.com/san-diego-home-mortgage-credit-tips-video-pt1/</link>
		<comments>http://www.sandiegomortgagefinder.com/san-diego-home-mortgage-credit-tips-video-pt1/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 17:52:05 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Underwriting]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=120</guid>
		<description><![CDATA[  Now it is more important than ever to know what you credit report looks like and what it contains when you are trying to buy a home and qualify for a San Diego home mortgage.  In this short video Kim Castro from Credit Plus goes over the only REAL free credit report.  This is [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fannie Mae is Tightening Debt to Income Ratios, Will You Still Qualify for a San Diego Mortgage Loan?</title>
		<link>http://www.sandiegomortgagefinder.com/fannie-mae-is-tightening-debt-to-income-ratios-will-you-still-qualify-for-a-san-diego-mortgage-loan/</link>
		<comments>http://www.sandiegomortgagefinder.com/fannie-mae-is-tightening-debt-to-income-ratios-will-you-still-qualify-for-a-san-diego-mortgage-loan/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 16:47:27 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[San Diego Homes for Sale]]></category>
		<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=85</guid>
		<description><![CDATA[Fannie Mae has said that the debt to income (DTI) requirements for all applicants will be going  down from 55% to 45% (more income to qualify) so anyone looking for a San Diego mortgage loan should re-qualify as soon as possible.  This new change in the San Diego mortgage and home buying process should not be a surprise considering the recent mortgage loan performance in San Diego]]></description>
		<wfw:commentRss>http://www.sandiegomortgagefinder.com/fannie-mae-is-tightening-debt-to-income-ratios-will-you-still-qualify-for-a-san-diego-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>5 Things that can STOP you from closing your San Diego Mortgage Loan</title>
		<link>http://www.sandiegomortgagefinder.com/5-things-that-can-stop-you-from-closing-your-san-diego-mortgage-loan/</link>
		<comments>http://www.sandiegomortgagefinder.com/5-things-that-can-stop-you-from-closing-your-san-diego-mortgage-loan/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 15:21:53 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=67</guid>
		<description><![CDATA[   10/28/09 In a huge contrast to how things were a few years ago, these days it can be harder than ever to qualify for and close a San Diego mortgage loan.                   Besides Freddie Mac, Fannie Mae and FHA having tighter rules, many lenders have more strict guidelines in place for financing that are [...]]]></description>
		<wfw:commentRss>http://www.sandiegomortgagefinder.com/5-things-that-can-stop-you-from-closing-your-san-diego-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>The San Diego Mortgage Process is in for More Big Changes</title>
		<link>http://www.sandiegomortgagefinder.com/the-san-diego-mortgage-process-is-in-for-more-big-changes/</link>
		<comments>http://www.sandiegomortgagefinder.com/the-san-diego-mortgage-process-is-in-for-more-big-changes/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 20:35:41 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[San Diego Mortgage Underwriting]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=53</guid>
		<description><![CDATA[Last Friday The Department of Housing and Urban Development (HUD) had a news release that will impact the San Diego mortgage process quite a bit. HUD controls the Federal Housing Administration (FHA) insured mortgage programs that have seen a huge increase in popularity since the &#8220;mortgage meltdown&#8221;.  Fridays press release gave reference to plans to [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>San Diego Home Mortgage &#8211; FICO Score Tips</title>
		<link>http://www.sandiegomortgagefinder.com/san-diego-home-mortgage-fico-score-tips/</link>
		<comments>http://www.sandiegomortgagefinder.com/san-diego-home-mortgage-fico-score-tips/#comments</comments>
		<pubDate>Fri, 18 Sep 2009 21:56:32 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[San Diego Mortgage Credit Tips]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=46</guid>
		<description><![CDATA[  When looking for a San Diego home mortgage, good credit is more than worth the effort it takes to both achieve and preserve. If you have good credit, I hope these tips will help you push your scores even higher. If you have less than perfect credit, now is the time to start rebuilding [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>San Diego Home Mortgage-Identity Theft: Protect Your Financial Future</title>
		<link>http://www.sandiegomortgagefinder.com/san-diego-home-mortgage-identity-theft-protect-your-financial-future/</link>
		<comments>http://www.sandiegomortgagefinder.com/san-diego-home-mortgage-identity-theft-protect-your-financial-future/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 19:49:08 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[San Diego Mortgage Credit Tips]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=36</guid>
		<description><![CDATA[  It is estimated by the Federal Trade Commission that as many as 9 million people in America fall victim to identity theft every year.  Unfortunately too many people have no idea that they have been victimized until they are applying for their San Diego home mortgage. Identity theft happens  when information such as credit [...]]]></description>
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		<slash:comments>15</slash:comments>
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