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	<title>sandiegomortgagefinder.com &#187; Zero or Low Down Payment</title>
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	<link>http://www.sandiegomortgagefinder.com</link>
	<description>&#34;San Diego&#039;s Best Mortgage Planning Solution&#34;</description>
	<lastBuildDate>Tue, 29 Nov 2011 00:39:43 +0000</lastBuildDate>
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		<title>San Diego FHA Loan Limits are Unchanged for 2011</title>
		<link>http://www.sandiegomortgagefinder.com/san-diego-fha-loan-limits-are-unchanged-for-2011/</link>
		<comments>http://www.sandiegomortgagefinder.com/san-diego-fha-loan-limits-are-unchanged-for-2011/#comments</comments>
		<pubDate>Wed, 09 Feb 2011 22:39:07 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=221</guid>
		<description><![CDATA[Feb 9th 2011   Great news for San Diego home buyers!  H.U.D. has anounced that the loan limits for FHA mortgages in San Diego will stay at last years levels. All home loans under $417,000 or under are considered &#8220;conforming&#8221; and have the best pricing but for a single family home in San Diego County [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Actual Cost of Waiting for San Diego Home Prices to Drop More</title>
		<link>http://www.sandiegomortgagefinder.com/the-actual-cost-of-waiting-for-san-diego-home-prices-to-drop-more/</link>
		<comments>http://www.sandiegomortgagefinder.com/the-actual-cost-of-waiting-for-san-diego-home-prices-to-drop-more/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 15:31:52 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Homes for Sale]]></category>
		<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[H.U.D.]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=162</guid>
		<description><![CDATA[Yesterday on the radio show (thank you again Jeff for having me on) I mentioned how home buyers who are waiting to see if San Diego Real Estate prices will drop more  might be missing the boat on the total cost of waiting.  Here is a quick example on how interest rate can affect the [...]]]></description>
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		<slash:comments>12</slash:comments>
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		<title>I will be on the radio tonight talking about San Diego Mortgage and Real Estate</title>
		<link>http://www.sandiegomortgagefinder.com/i-will-be-on-the-radio-tonight-talking-about-san-diego-mortgage-and-real-estate/</link>
		<comments>http://www.sandiegomortgagefinder.com/i-will-be-on-the-radio-tonight-talking-about-san-diego-mortgage-and-real-estate/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 18:55:32 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Homes for Sale]]></category>
		<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[San Diego Mortgage Underwriting]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[H.U.D.]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=154</guid>
		<description><![CDATA[If you are in front of your radio tonight between 6 and 7 tune in to 107.9 FM to hear the radio show.  If not you can hear the show live online at www.my1079.com by clicking the listen now button.  I will be speaking about San Diego Real Estate and Mortgage market with Jeff Campbell [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>San Diego 6 XETV talking about why this is a great time to buy San Diego real estate</title>
		<link>http://www.sandiegomortgagefinder.com/san-diego-6-xetv-talking-about-why-this-is-a-great-time-to-buy-san-diego-real-estate/</link>
		<comments>http://www.sandiegomortgagefinder.com/san-diego-6-xetv-talking-about-why-this-is-a-great-time-to-buy-san-diego-real-estate/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 23:41:48 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Homes for Sale]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[H.U.D.]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=145</guid>
		<description><![CDATA[Another appearance on XETV San Diego 6.  This time on San Diego Living I was with John Dupree from Jeff Campbell and Associates going over some big reasons that NOW is the time to buy San Diego Real Estate.  There are big changes coming for FHA financing, we still have the home buyer tax credit [...]]]></description>
		<wfw:commentRss>http://www.sandiegomortgagefinder.com/san-diego-6-xetv-talking-about-why-this-is-a-great-time-to-buy-san-diego-real-estate/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
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		<item>
		<title>Three Big Reasons to Buy in San Diego NOW!</title>
		<link>http://www.sandiegomortgagefinder.com/three-big-reasons-to-buy-in-san-diego-now/</link>
		<comments>http://www.sandiegomortgagefinder.com/three-big-reasons-to-buy-in-san-diego-now/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 22:42:12 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[San Diego Mortgage Underwriting]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=135</guid>
		<description><![CDATA[For everyone that has been waiting for the perfect time to buy real estate in San Diego and get a San Diego home mortgage  NOW is the time due to 3 BIG factors. Loans are going to get a lot more expensive in coming months for a few reasons.  The federal government has announced that [...]]]></description>
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		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Another Short Video on How to Get the Highest FICO Score.</title>
		<link>http://www.sandiegomortgagefinder.com/another-short-video-on-how-to-get-the-highest-fico-score/</link>
		<comments>http://www.sandiegomortgagefinder.com/another-short-video-on-how-to-get-the-highest-fico-score/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 17:28:35 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[San Diego Mortgage Underwriting]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=129</guid>
		<description><![CDATA[Here is another short video from Kim at Credit Plus on how to make sure your FICO score is as high as possible.  Having a high score is more important than ever when you are applying for a credit card, car loan or a new San Diego home mortgage.  If you have any questions give [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>San Diego 6 Morning Show, San Diego Mortgage Loans and High Loan to Value Home Financing</title>
		<link>http://www.sandiegomortgagefinder.com/san-diego-6-morning-show-san-diego-mortgage-loans-and-high-loan-to-value-home-financing/</link>
		<comments>http://www.sandiegomortgagefinder.com/san-diego-6-morning-show-san-diego-mortgage-loans-and-high-loan-to-value-home-financing/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 18:47:48 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Homes for Sale]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[San Diego Mortgage Underwriting]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[H.U.D.]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=125</guid>
		<description><![CDATA[The segment from last Thursday of John Dupree of Jeff Campbell and Associates talking about short sales.  I was giving some information about high loan to value and 100% financing options for San Diego home buyers and the avaliability of high LTV San Diego Mortgage loans.]]></description>
		<wfw:commentRss>http://www.sandiegomortgagefinder.com/san-diego-6-morning-show-san-diego-mortgage-loans-and-high-loan-to-value-home-financing/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Guideline and Fee Changes are in the Works for all FHA Insured San Diego Home Mortgage Loans</title>
		<link>http://www.sandiegomortgagefinder.com/guideline-and-fee-changes-are-in-the-works-for-all-fha-insured-san-diego-home-mortgage-loans/</link>
		<comments>http://www.sandiegomortgagefinder.com/guideline-and-fee-changes-are-in-the-works-for-all-fha-insured-san-diego-home-mortgage-loans/#comments</comments>
		<pubDate>Fri, 04 Dec 2009 20:24:45 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[San Diego Mortgage Underwriting]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=112</guid>
		<description><![CDATA[My last 2 posts have been about some long needed changes to conventional Fannie Mae loans. Although the changes will make it harder for some people to qualify for a San Diego Home mortgage loan it will help stabilize the local real estate market for the future.  It looks like FHA insured loans will follow [...]]]></description>
		<wfw:commentRss>http://www.sandiegomortgagefinder.com/guideline-and-fee-changes-are-in-the-works-for-all-fha-insured-san-diego-home-mortgage-loans/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>The San Diego Mortgage Process is in for More Big Changes</title>
		<link>http://www.sandiegomortgagefinder.com/the-san-diego-mortgage-process-is-in-for-more-big-changes/</link>
		<comments>http://www.sandiegomortgagefinder.com/the-san-diego-mortgage-process-is-in-for-more-big-changes/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 20:35:41 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[San Diego Mortgage Credit Tips]]></category>
		<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[San Diego Mortgage Underwriting]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=53</guid>
		<description><![CDATA[Last Friday The Department of Housing and Urban Development (HUD) had a news release that will impact the San Diego mortgage process quite a bit. HUD controls the Federal Housing Administration (FHA) insured mortgage programs that have seen a huge increase in popularity since the &#8220;mortgage meltdown&#8221;.  Fridays press release gave reference to plans to [...]]]></description>
		<wfw:commentRss>http://www.sandiegomortgagefinder.com/the-san-diego-mortgage-process-is-in-for-more-big-changes/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>A San Diego Mortgage Program with 97% Financing and NO Mortgage Insurance!</title>
		<link>http://www.sandiegomortgagefinder.com/a-san-diego-mortgage-program-with-97-financing-and-no-mortgage-insurance/</link>
		<comments>http://www.sandiegomortgagefinder.com/a-san-diego-mortgage-program-with-97-financing-and-no-mortgage-insurance/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 02:27:17 +0000</pubDate>
		<dc:creator>Joe Feinhandler</dc:creator>
				<category><![CDATA[San Diego Mortgage Programs]]></category>
		<category><![CDATA[Zero or Low Down Payment]]></category>

		<guid isPermaLink="false">http://www.sandiegomortgagefinder.com/?p=26</guid>
		<description><![CDATA[I am pleased to announce another high loan to value program that is helping more people buy San Diego homes. The Fannie Mae HomePath™ program can be used to buy foreclosed homes and condos owned by Fannie Mae.  There are a few unique things about this San Diego mortgage program that no other program offers.  [...]]]></description>
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		<slash:comments>0</slash:comments>
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